I want to accelerate my plan savings. I haven't started saving at all. I'm setting money aside, but not with a plan. I'm saving with a plan for at least one child. Password Show. Forgot your password? LOG IN. Enter your email address to begin the reset password process. Enter your e-mail address to begin the reset password process. Join Upromise Today Earn cash back rewards on things you do every day with Upromise.
Fee Score The fee score is derived from the analysis of costs done as part of Savingforcollege. This analysis compares total average asset-based expenses of the plan to other savings plans. See the methodology for more information. Performance The performance score is derived from the analysis of performance as part of Savingforcollege.
Program type. Plan Details. Investment Options. Performance 3. Costs 4. Features 4. Reliability 4. Resident 0. State residency requirements:. Significant time or age restrictions imposed by the program:. Alternative Plans Other great plans to consider You are not limited to opening your own state's plan, so shop around. Our Rating. Maximum contributions:. Minimum contributions:.
Does the program offer an e-gifting platform for receiving gift contributions? Static investment options: View more static investment options. Underlying fund allocations:. See the best plans, personalized for you A good place to start. Enrollment or application fee:. Account maintenance fee:.
Program management fees:. Expenses of the underlying investments:. Total asset-based expense ratio:. Tax deduction for single filers. Note Maine doesn't offer tax deductions. Program match on contributions:. State tax deduction or credit for contributions:. State tax recapture provisions:. State definition of qualified expenses.
State tax treatment of qualified distributions:. State tax treatment of rollovers:. Does the sponsoring state exclude the value of an account for state financial aid purposes? These tax benefits can help maximize your contributions to your account. These portfolios provide an investment strategy that varies based on the age of the child.
Funds are invested most aggressively when the child is young and are automatically shifted to a more conservative approach as the child approaches college age. Parents, grandparents or even family friends can open a NextGen account. You can even open a NextGen account for yourself and pursue your own postsecondary education! NextGen offers multiple investment choices. You can change your existing investment allocations twice per calendar year and upon a change of beneficiary.
You can change the allocation of future contributions at any time. Assets in a NextGen account may be used at any U. Accredited institutions are those eligible to participate in federal financial aid programs, and include some foreign institutions. Anyone may make contributions to your NextGen account — parents, grandparents, friends or family. Once you open a NextGen account, you can arrange to have contributions made to your account automatically from a checking or savings account, or through payroll deduction.
Check with your employer to find out if they can process payroll direct deposits. With a NextGen account, the account owner retains control over the funds in the account. The beneficiary — your child, grandchild, niece, nephew, or anyone else you name — has no access to the assets in the account. Decisions about the account investments and how the funds are used are always in your hands.
This affords a unique opportunity in which you can remove assets from your taxable estate while contributing to an account that you control. You may also be able to take advantage of a federal gift tax election that applies only to plan contributions. This gifting strategy may be an attractive option for grandparents wishing to help fund college for one or more grandchildren. The Program Description should be read carefully before investing. The Program Description contains more complete information, including investment objectives, charges, expenses and risks of investing in NextGen , which you should carefully consider before investing.
NextGen participants assume all investment risk of an investment in NextGen , including the potential loss of principal and liability for tax penalties that are assessable in connection with certain types of withdrawals of amounts invested in NextGen For this reason, we recommend you have all documents required to complete your application ready to upload in. Proceed to Application. Login to Portal. Be sure to have your loan account number, your contact information email and phone number , and your phone.
These will be required to set up your online loan account. As part of the application process for your private loan, you will need to complete a brief private loan counseling course on iGrad, a financial literacy resource provided by the Finance Authority of Maine FAME.
The course will take approximately 10 minutes, after which you will be directed to the loan application. Continue to Application. Affording Education Business Financing. Make a Plan Making a plan for saving is the first step towards making education after high school a reality.
Start to Save Saving now will put you in a better position to pay for education after high school later. Pay for School Paying for education after high school usually comes from a variety of sources.
|Trading on a forex market||Tax deduction for single filers. Enter your e-mail address and password to login. Small Business Accounts. Continue to Application. Fees, books, supplies, and equipment required for the participation of a designated beneficiary in an apprenticeship program registered and certified with the Secretary of Labor under the National Apprenticeship Act. Upromise Helps Families Save for College. Help When You Want It.|
|Next gen college investing plan||Resident 0. State tax recapture provisions:. Don't have an account? Each series offers different investment options, each with its own sales charges, fees and expense structure. I want to learn more about college savings. Get Started. Make a Plan Making a plan for saving is the first step towards making education after high school a reality.|
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