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Bank of America is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.
Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline for example, by email that's customized to meet specific interests you may have.
If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill Account Access. These ads are based on your specific account relationships with us.
To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.
Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation "Investment Banking Affiliates" , including, in the United States, BofA Securities, Inc.
BofA Securities, Inc. These activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N. Bank of America provides the following banking products in India: working capital and term loans, structured finance, export finance, global cash management, trade products, foreign exchange services and currency solutions.
Bank of America Corporation and its affiliates do not perform in any jurisdiction banking activities that are reserved by local law to licensed banks, except in those jurisdictions where its banking affiliates have procured the necessary licenses.
Some or all of the products may not be available in certain jurisdictions and are subject to change without notice. This entity does not conduct any activities subject to banking license, such as capturing deposits from the public. Bank of America N. Neither Bank of America, N. Bank of America Corporation does not have banking affiliates, branches or bank representative offices in any other jurisdiction in Latin America.
Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, National Association, Member FDIC. Bank of America, National Association, Hong Kong Branch, is a branch of a national banking association organized and existing with limited liability under the laws of the United States of America.
Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation including Bank of America, National Association, Canada Branch BANA CB which is an authorized foreign bank regulated by the Office of the Superintendent of Financial Institutions. BANA CB shall not impose undue pressure on, or coerce, a person to obtain a product or service from a particular person, including bank and any of its affiliates, as a condition for obtaining another product or service from BANA CB.
Trading in securities and financial instruments, and strategic advisory and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation including in Canada by Merrill Lynch Canada Inc. Merrill Lynch Canada Inc. Disclosure of best execution obligations and routing practices for Merrill Lynch Canada Inc. Client agrees that any trade confirmation, account statement or other document delivered through the Sites by "clicking" on the designated spaces in or relating to such document shall be deemed to be "in writing" and to have been "signed" and delivered for all purposes by Client.
Any record of such transaction or confirmation including, without limitation, electronic records shall be deemed to be "in writing. Bank of America hereby grants to Client a worldwide, non-exclusive, non-sublicensable, non-transferable, non-assignable, personal right and license to access and use the Sites solely for Client's internal use in accordance with the terms of this Agreement. Client accepts the right and license granted herein to access and use the Sites solely in accordance with this Agreement and any rules or restrictions or procedures published by Bank of America on the Sites from time to time.
Other than the license granted hereunder, Client obtains no rights to the Sites. Client may not access or use the Sites in any way that may infringe any IP right of Bank of America or its Affiliates or licensors. Client promptly shall notify Bank of America of any actual or threatened infringement or misappropriation of IP, or any portion thereof, of which it becomes aware.
Client acknowledges and agrees that it will not use, or allow the use of the Sites in contravention of, and will comply with, any applicable laws, rules, regulations or interpretations collectively, "Applicable Law". Client agrees that it will not, and will not authorize or permit any person "Authorized Person" under its control, under any circumstance to:.
All cost and expense of equipment, operating platforms, and software necessary to access and use the Sites, and the maintenance thereof shall be the sole responsibility of Client. No provision of these Terms and Conditions shall restrict Client from taking any action required by any Applicable Law, any self-regulatory organization or any governmental entity to which it is subject.
Prior to taking any such action, Client shall, to the extent reasonably practicable given the then-current circumstances, notify Bank of America in writing thereof and consult with Bank of America regarding the steps to be taken to ensure compliance with Applicable Law. Client agrees to provide Bank of America with all information, cooperation and assistance, documents and data as shall reasonably be requested by Bank of America in order to enable Bank of America to comply with any and all Applicable Law.
Client understands and agrees that Bank of America may report such information to regulatory authorities to the extent necessary, in its reasonable discretion, to comply with Applicable Law. Client shall i maintain, ii take appropriate steps to ensure that its officers and employees maintain, and iii inform all Authorized Persons of Client's obligation to maintain, the confidentiality of User IDs and Access Codes and the security of the Sites.
Client agrees to be bound by all communications and the consequences thereof placed on, executed through or facilitated by the Sites that are accompanied by a valid User ID and a valid Access Code assigned to Client or an Authorized Person. Upon becoming aware of, or if Client suspects, a technical failure or any improper access to or use of the Sites or Access Codes by any Authorized Person or other person, Client shall promptly notify Bank of America of such occurrence, and shall, as promptly as practicable, to the extent any improper access or use is by an Authorized Person, take immediate actions to terminate such Authorized Person's access to and use of the Sites.
Unless specifically identified as an offer to sell or a solicitation of any offer to buy, under no circumstances should any information on the Sites be used as or considered to be an offer to sell or a solicitation of any offer to buy the securities or any other instruments of Bank of America or any other issuer. Offers can only be made where lawful under applicable law. The viewing or distribution of the Sites may be restricted by law in certain jurisdictions. Persons using the Sites are required to inform themselves about and observe any legal restrictions on the use of the Sites and any restrictions set forth in the Sites.
The Sites do not constitute an offer of, or a solicitation to purchase any securities in any jurisdiction in which such offer or invitation would be unlawful. If you wish to obtain further details about any information contained through the Sites, there are several areas on the Sites that will provide you with contact information. Affiliates of Bank of America may make a market or deal as principal in the securities mentioned in these Sites or in options based thereon.
Bank of America or its Affiliates may have managed or co-managed a public offering of, or acted as initial purchaser or placement agent for a private placement of, any of the securities of any issuer mentioned on the Sites, or may from time to time perform consulting, advisory, lease, loan solicitation, investment banking or other services for, or solicit investment banking or other business from, mentioned companies.
Additionally, the Account Information is subject to immediate change resulting from market conditions, price fluctuations and other related factors. Bank of America and its Affiliates expressly disclaim any responsibility or liability for the accuracy or use of such Account Information upon its being downloaded by Client and will not be liable for any difficulty, damage or inaccessibility of such information due to hardware or software incompatibility.
Actual prices can be obtained only on a real-time, expressly agreed-upon basis. Any indicative valuations on the Sites are provided for information only. They are not an offer to enter into, transfer and assign or terminate any transaction, or a commitment by Bank of America or its Affiliates to make such an offer. An indicative valuation may differ substantially from an actual value. Certain factors, which may not have been assessed for purposes of these valuations, including, for example, notional amounts, credit spreads, underlying volatility, costs of carry or use of capital and profit, may substantially affect a stated valuation.
Indicative valuations may vary significantly from indicative valuations available from other sources. While Bank of America and its Affiliates have obtained the information on which these evaluations are based from sources they believe are reliable, Bank of America and its Affiliates make no representations or warranties with respect to any indicative valuations.
Prior to the execution of a Transaction based upon the Content of these Sites, Client is advised to consult with its broker or other financial representative to verify pricing information. Hypothetical or simulated performance results have inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity.
Simulated trading programs in general are designed with the benefit of hindsight. Past performance is not indicative of future results; no representation is being made that any account will or is likely to achieve profits or losses similar to those shown. All materials at these Sites are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, or any copyright or proprietary notices.
Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do to the whole, and will be deemed incorporated in the portion of any material or document that you consult or download. Certain hyperlinks on the Sites may link websites maintained by the Affiliates, which are not to be considered a part of the Sites.
Certain other links on the Sites to non-affiliated third-party sites may contain information over which we have no control. We take no responsibility for the content, accuracy, content, completeness, timeliness, current value or any aspect of the information on these sites and disclaim any liability to Client for it or for any consequence of your decision to use the links provided or your use of such information.
Links to non-Bank of America sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. We also disclaim all liability and make no representations or warranties for any products or services sold or provided to Bank of America or its Affiliates by any third party. Client agrees that it shall not bring a suit or claim against Bank of America or its Affiliates arising from or based on your purchase or use of products or services through those other sites.
International transfers from apps to banks can take business days, depending on the currency used, recipient bank country and time of day sent. Whatever your reasons for looking at an account with Bank of America, there are a few key factors you should take into consideration.
No, although Bank of America does have a wide reach. You will need to provide:. If you are a non-US citizen or resident, it is still possible to open an account with Bank of America. Your application for a bank account may still be considered if you do not have a Social Security number SSN depending on the other documentation that you do have and what type of account you want to open.
It is best to visit a Bank of America branch within the US to approach this. Transfers to a foreign bank take between 1 — 2 working days with Bank of America, although transfers may take longer if initiated after the cut-off time EST and especially at a weekend. If you want to know more about sending money to a foreign bank account take a look at our guide.
Bank of America has a large customer resource center that answers many common FAQs. In addition, you can send a direct message via Twitter of Facebook with representatives available at the following times:. You can also contact Bank of America at or visit your nearest local branch in person for assistance. You can visit a branch directly to open your account with Bank of America, or you could also set up your new account online.
As one of the largest financial institutions not just in the United States but worldwide, Bank of America is a well-known and trusted name in the banking industry with a wide range of services and financial products to help individuals and businesses alike manage their money. On balance, Bank of America has some positive points when it comes to international transfers when comparing it with other banks.
With transfers taking an average of 1 to 2 working days to be processed, this is considerably faster than the average transfer time of 3 to 5 working days that applies to most banks. Use our comparison tool to find a real-time analysis of the best options available to you based on rates, fees, transfer times, security, and more.
Bank of America Exchange rates and fees. Large distribution network: Bank of America can facilitate transfers to over countries and currencies. Trusted name: You can transact with this financial institution secure in the knowledge that you are with a well-known, trusted name in the industry that is used by millions of customers. Faster transfer time: BofA enables you to send money internationally in 1 to 2 working days, which is considerably faster than many other banks.
Secure transfer method: Sending an international wire transfer is a secure way of moving your funds abroad. Limited payout options: Transfers can only be sent via wire transfer or money order, so your recipient will need a bank account to receive funds. Customer only: You must be a BofA customer to be able to send international transfers with this bank. Does Bank of America have an app? What is the Bank of America App?
How do I get the Bank of America App? Can I make international transfers with the Bank of America App? How does the Bank of America App perform? How long does it take to send through the Bank of America App? Can you add money directly to the Bank of America App? Answers to key questions about Bank of America. Can I open a Bank of America account in any country? Your Social Security number Your current residential address Your email address Your account number or debit card number to make your opening deposit into your new Bank of America account.
Yes, Bank of America has transfer limits. The hour limit for sending money is:. How long do transfers take with Bank of America? What customer support options are available? Mon—Fri: 8 a. ET Sat: 8 a. ET Sun: 8 a. How to open an account and transfer money with Bank of America. Go to the bankofamerica. You should be re-directed to a page that provides some more information about the different types of account you should open.
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Chrysler General Motors. Auction rate securities Collateralized debt obligations Collateralized mortgage obligations Credit default swaps Mortgage-backed securities Secondary mortgage market. Tea Party protests United States; c. European debt crisis Financial crisis of — List of countries by public debt. Members of the Euro Banking Association. Bank of Cyprus Hellenic Bank. OTP Bank. Bank of Slovenia.
What would you like the power to do? For you and your family, your business and your community. At Bank of America, our purpose is to help make financial. Bank of America is one of the Big Four banking institutions of the United States. It serves approximately % of all American bank deposits, in direct. Bank of America and BofA Securities (formerly Bank of America Merrill Lynch) provide global perspectives, comprehensive solutions and strategic guidance.